Our Policies

Quick,Friendly and Reliable-we will Aim to serve you within fifteen minutes in our offices Aim to answer your call to our office within the first 3 rings Provide you with friendly and reliable service by staff who are qualified to serve you. Respond to you within 48 hours if you have contacted us by telephone, and within five days if […]

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Lending Requirements

One must have been a member of the Society for at least six months on regular monthly contributions. Member should undertake to pledge future salary / earnings from any employer before such a loan is granted by the society. The applicant where under formal employment, should attach a latest pay slip. Amount applied should be covered in full by guarantors. […]

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Joining Requirements

Should be an Adventist Member Must be economically active Complete membership application form Pay non-refundable entrance fee of Kshs.2,000.00 Submit a copy of your national Identity card (Both sides) Submit one coloured pass port size photo. New members to buy at least 200 shares of Ksh.100 each into the society. The minimum SHARE CAPITAL value is Kshs. 20,000.00 which should […]

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Payment Details

Banking Details BANK: Co-operative Bank BRANCH: Gigiri Mall ACCOUNT No.: 01120069060200 ACCOUNT TITLE: Adventist Sacco Society Ltd. Kindly, ensure your Name and Membership Number is captured at the bottom of the Bank Deposit Slip. M-PESA Pay Bill: 1. M-pesa 2. Lipa na M-pesa 3. Pay Bill; 4. Business No. 5. Enter – 977210; 6. Account No. Enter – Your New […]

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Re-financing Loans

Given as top up loan. Given to combine other loans where the applicants still in need of extra funding for a project in progress. Based on repayment ability. Interest rate is 1.5% per month on reducing balance. Repayment period is 42 – 60 months. Maximum amount given is 3 times member’s deposits. One must have paid 50% of other / […]

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Empowerment Loans

Based on one’s repayment ability. Given for Housing and land acquisition only Within x3 of members deposits. Repayment period 36 – 72 months. Compound Interest at a rate of 1% per month.

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Investment Loans

Based on repayments ability. Given for Items or Shares on offer acquisition. Repayment period is 6 – 42 months depending on the amount involved. Interest charged is calculated separately on reducing balance method and loaded

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